Here’s how to use Affirm to purchase your favorite items online: Step 1: Signup for Affirm Need to see the step-by-step process of how Affirm works? We’ve covered that too! How To Purchase Items Using Affirm? If you’re just testing the waters, we suggest looking for the Affirm prequalify option so you get a rough estimate of how much you can borrow. Affirm pays the merchant upfront after your purchase is approved-the entire process ends just like your usual shopping experience.
You can use this calculator to get a rough idea of what to expect. You can select the Affirm payment plan that’s best for you on the Affirm portal- 3, 6, or 12-month installments with as little as no APR or interest.You can shop through the app or any of their partner stores.Affirm works with many partner merchants to give you exactly what you want when you need it.How Does Affirm Work?Īffirm is an alternative to credit cards and traditional financing, and it’s a very easy and simple way to purchase items online. This is perfect for large purchases such as mattresses, electronics and home furniture. The company offers easy, no-hassle financing on purchases over $100 and fixed-rate loans with a simple monthly payment plan. What Is Affirm?Īffirm is a financing company that provides point-of-sale loans through over 6,500 partner merchants. So, how does Affirm work? We’ll walk you through everything you need to know in this article. It’s a good choice for any consumer who needs to break down large payments into more manageable installments. Affirm is a buy now, pay later service that allows you to make in-store and online purchases without paying the total bill upfront.